Terms of Use

Last updated: June 14, 2026

Using the calculators

Every calculator on CalcLoft is free to use for personal, educational, and commercial purposes. The tools run entirely in your browser; you may use the results in your own work. You may not scrape the site to republish the calculators as your own product.

No warranty

The calculators are provided "as is," without warranty of any kind. They compute exactly what their formulas say — review the result before relying on it for payroll, grades, deadlines, or any decision that matters. Grade-letter cutoffs follow a common US scale and may not match your school's.

Not professional advice

Nothing on this site is financial, legal, tax, or medical advice. The pay figures in the time-card calculator are gross estimates before taxes and deductions; confirm overtime rules and rates with your employer or the relevant authority.

Liability

To the maximum extent permitted by law, CalcLoft is not liable for losses arising from use of the site or its calculators. If a calculator returns a wrong result, tell us and we'll fix it.